Fix & Flip Loans – Fast Funding to Buy, Rehab & Sell

SiFi Lending offers Fix & Flip Loans — short-term, interest-only financing specifically designed for real estate investors to purchase, renovate, and sell residential properties for profit.

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Fix & Flip Loans – Fast Capital to Buy, Rehab, and Sell with Confidence

Maximize your returns on fix-and-flip projects with flexible, investor-friendly financing from SiFi Lending. Our Fix & Flip loans provide quick access to funds for property acquisition and renovations, with interest-only payments during the rehab period so you can focus on turning the deal.

Perfect for experienced house flippers, real estate investors, and contractors looking to scale their rehab business with reliable, fast funding.

Financing for purchase + renovation

Cover both the acquisition cost and rehab budget in one loan; up to 100% of rehab costs financed on qualified projects.

Interest-only payments during the flip

Keep monthly costs low while you renovate and prepare the property for sale.

Fast and

reliable closings

Average 15-day timeline from submission to funding, with boutique service and the execution certainty investors expect from SiFi Lending.

Why Choose SiFi Lending for Your Flip & Fix Loan?

SiFi Lending delivers capital without compromise. We understand the speed and flexibility required in the fix-and-flip world and provide competitive terms, high leverage on after-repair value (ARV), and nationwide availability.

No slow bank processes — just tailored solutions, quick decisions, and reliable funding so you can move on the best deals faster.

Ready to fund your next profitable flip?

Get a personalized Fix & Flip quote today or Apply Now to secure funding for your next project.

All loans subject to credit approval, underwriting guidelines, and eligibility. Terms, conditions, and restrictions apply. SiFi Lending, NMLS #2563307.

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Elite reliability meets inclusive options: FHA, VA, DSCR, ITIN, doctor programs, and more, empowering buyers, investors, and professionals alike.

(925) 466-2701

info@sifilending.com

3130 Crow Canyon Place Suite 415

San Ramon, CA 94583

Company NMLS : 2563307

Texas: TX, SML Mortgage Company License. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

Simonich Financial, Inc dba SiFi Lending is a state-licensed mortgage broker, NMLS ID 2563307. To verify licenses, visit www.nmlsconsumeraccess.org. Corporate office located at 3130 Crow Canyon Place, Suite 415, San Ramon, CA 94583. AZ: Arizona Mortgage Broker License; CA: Licensed by the Department of Financial Protection and Innovation under the California Financing Law and Department of Real Estate. For other states, visit www.sifilending.com/licensing.

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